Christopher Hoofnagle quoted in The Columbus Dispatch, May 6, 2012
The Fair Credit Reporting Act “operates under a 1960s conception of a credit report. You literally had a file — a card paper file,” said Chris Hoofnagle, who is a lecturer at the University of California-Berkeley School of Law and an industry critic who calls the credit-reporting agencies necessary evils. “The law has not kept up with the technology.”