After Equifax hack, calls for big changes in credit reporting industry

Christopher Hoofnagle quoted by NPR, WABE-FM, Oct. 18, 2017

Currently, he says, “every second of your existence someone can come along and pretend to be you, get your consumer report, and get a new credit card or an auto loan in your name.” Hoofnagle says your credit report should be frozen by default and then you could unfreeze it to, say, buy a car.